Name : Gunjan
Date of Birth : 25-02-1982
Time of Birth : 20:47 Hrs (IST)
Place of Birth : Lucknow (India)
Query : hello Sir, i want to know when shall I be getting my deceased husband’s EPF and gratuity etc amount from his company.

Gunjan,
According to Vedic astrology my observations are as follows:
1. Virgo ascendant and Lord Mercury is with Venus in the trine. Mercury has exchanged its position with Saturn retrograde. Ascendant has Saturn retrograde with Mars retrograde, you have three retrograde planets, it will be better to keep a control on your nature and attitude.
2. Currently you are passing through Mahadahsa of Mercury and anterdasha of Saturn in the last phase, but before ending of this Maahdasha and anterdasha, you will be getting EPF and Gratuity dues or if any insurance pending then this will also be cleared. Chances will improve after November 2015 and will be till 12-10-2016.